{"id":5289,"date":"2021-10-27T13:44:53","date_gmt":"2021-10-27T11:44:53","guid":{"rendered":"https:\/\/www.fidem.lu\/211027_frontpage\/"},"modified":"2024-09-22T19:24:02","modified_gmt":"2024-09-22T17:24:02","slug":"211027_frontpage","status":"publish","type":"page","link":"https:\/\/www.fidem.lu\/en\/","title":{"rendered":"fidem."},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5289\" class=\"elementor elementor-5289\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0aaa14d elementor-section-full_width elementor-section-height-min-height elementor-section-content-middle elementor-hidden-mobile hero-video elementor-section-height-default elementor-section-items-middle\" data-id=\"0aaa14d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/www.fidem.lu\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/Family-1920x1080px.mp4&quot;}\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-container elementor-hidden-mobile\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cdd3d70\" data-id=\"cdd3d70\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-713fc8a animated-slow elementor-hidden-mobile textShadow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"713fc8a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:1000}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-xl\">USE YOUR TIME FOR THE IMPORTANT THINGS IN LIFE<br><br>\nWE TAKE CARE OF THE BEST CONDITIONS FOR YOUR REAL ESTATE LOAN<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bd126de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bd126de\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2d0c589\" data-id=\"2d0c589\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-57607a9 elementor-align-center animated-slow elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-button\" data-id=\"57607a9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_tablet&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:1000}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/loan-calculator\" id=\"front_contact_video\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Loan calculator<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4ea6f1b\" data-id=\"4ea6f1b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b15bed elementor-align-center animated-slow elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-button\" data-id=\"1b15bed\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_tablet&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:1000}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\" id=\"front_contact_video\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ca040e elementor-section-full_width elementor-section-height-min-height elementor-section-content-middle elementor-hidden-desktop elementor-hidden-tablet hero-video elementor-section-height-default elementor-section-items-middle\" data-id=\"5ca040e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/www.fidem.lu\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/Family-1080x2048px.mp4&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-container\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-74d6b76\" data-id=\"74d6b76\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71add8b animated-slow elementor-hidden-desktop elementor-hidden-tablet textShadow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"71add8b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:1000,&quot;_animation_mobile&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-xl\">USE YOUR TIME FOR THE IMPORTANT THINGS IN LIFE<br><br>\nWE TAKE CARE OF THE BEST CONDITIONS FOR YOUR REAL ESTATE LOAN<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85eb318 elementor-align-center animated-slow elementor-invisible elementor-widget elementor-widget-button\" data-id=\"85eb318\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_mobile&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:1000}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/loan-calculator\" id=\"front_contact_video_mobile\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Loan calculator<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f8a6ee elementor-align-center animated-slow elementor-invisible elementor-widget elementor-widget-button\" data-id=\"0f8a6ee\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_mobile&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:1000}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\" id=\"front_contact_video_mobile\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-34d699a onelinedrawingBG elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"34d699a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9efcee9\" data-id=\"9efcee9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8feccf5 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"8feccf5\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-xl\">WE MANAGE AND NEGOCIATE<br>\nREAL ESTATE LOANS<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f40fd3 divider-blue elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"7f40fd3\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a67300a elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"a67300a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tDo you need a real estate loan? Don&#8217;t waste your time with countless bank appointments where you have to describe your situation over and over again, submit documents and answer questions.\n<br><br>\nTalk to us just once and we&#8217;ll talk to the banks. We guarantee you an offer before you have even had an appointment with your bank. We achieve better conditions and our services are free of charge for you.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2893b26 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2893b26\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37c7428\" data-id=\"37c7428\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c5680fa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c5680fa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-10bf750 elementor-invisible\" data-id=\"10bf750\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0885a57 elementor-widget elementor-widget-image\" data-id=\"0885a57\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/10\/time150px_line_minus_5px.png\" class=\"attachment-medium size-medium wp-image-4719\" alt=\"Kredit Laufzeit Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f23b14 elementor-widget elementor-widget-heading\" data-id=\"6f23b14\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Time saving<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-415c020 divider-blue elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"415c020\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4307a64 elementor-widget elementor-widget-text-editor\" data-id=\"4307a64\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You talk to us and we talk to the banks. Save yourself time-consuming appointments with banking institutions where it is not clear whether a suitable result will be achieved.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-50727d0 elementor-invisible\" data-id=\"50727d0\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42a0c11 elementor-widget elementor-widget-image\" data-id=\"42a0c11\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/10\/offer150px.png\" class=\"attachment-medium size-medium wp-image-4720\" alt=\"Kredit Konditionen Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e5c714 elementor-widget elementor-widget-heading\" data-id=\"5e5c714\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Best conditions<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f6bad0 divider-blue elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8f6bad0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b367fe elementor-widget elementor-widget-text-editor\" data-id=\"1b367fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We maintain partnerships with the most renowned banking institutions. This enables us to obtain better conditions than end consumers would be able to.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-cee1d1c elementor-invisible\" data-id=\"cee1d1c\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-91c4cb2 elementor-widget elementor-widget-image\" data-id=\"91c4cb2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/10\/podium150px.png\" class=\"attachment-medium size-medium wp-image-4722\" alt=\"Kreditberatung Qualit\u00e4t Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4f2d89 elementor-widget elementor-widget-heading\" data-id=\"f4f2d89\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Consulting quality<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc6b80a divider-blue elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cc6b80a\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4eda04c elementor-widget elementor-widget-text-editor\" data-id=\"4eda04c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The interest rate is not everything. As experienced bankers with academic titles, we know exactly what we are talking about. Benefit from our expertise.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eb91722 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb91722\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19467df\" data-id=\"19467df\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dc8bf4b elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"dc8bf4b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">We are <span style=\"color: #008EAA;font-weight: 500\">fidem.<\/span><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39a43d1 divider-blue elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"39a43d1\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1cf83cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1cf83cc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-2d6a353 elementor-invisible\" data-id=\"2d6a353\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_mobile&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-910b94b resizePassportFP elementor-widget elementor-widget-image\" data-id=\"910b94b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/11\/marlon-yves_nadler.jpg\" class=\"attachment-large size-large wp-image-5356\" alt=\"Marlon-Yves Nadler\" srcset=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/11\/marlon-yves_nadler.jpg 800w, https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/11\/marlon-yves_nadler-300x300.jpg 300w, https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/11\/marlon-yves_nadler-150x150.jpg 150w, https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/11\/marlon-yves_nadler-768x768.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d905606 elementor-widget elementor-widget-text-editor\" data-id=\"d905606\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tMarlon-Yves Nadler\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ee8c53 elementor-widget elementor-widget-text-editor\" data-id=\"2ee8c53\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tGraduate in Banking\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-d1e2adc elementor-invisible\" data-id=\"d1e2adc\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_mobile&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d7ea73 resizePassportFP elementor-widget elementor-widget-image\" data-id=\"0d7ea73\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/11\/thorsten_bodem.jpg\" class=\"attachment-large size-large wp-image-5359\" alt=\"Thorsten Bodem\" srcset=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/11\/thorsten_bodem.jpg 800w, https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/11\/thorsten_bodem-300x300.jpg 300w, https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/11\/thorsten_bodem-150x150.jpg 150w, https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/11\/thorsten_bodem-768x768.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9170cc elementor-widget elementor-widget-text-editor\" data-id=\"f9170cc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThorsten Bodem\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2560068 elementor-widget elementor-widget-text-editor\" data-id=\"2560068\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tBanker\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-d334400 elementor-invisible\" data-id=\"d334400\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_mobile&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a2d2dd4 resizePassportFP elementor-widget elementor-widget-image\" data-id=\"a2d2dd4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2022\/05\/guillaume_de_vergnies.jpg\" class=\"attachment-large size-large wp-image-6830\" alt=\"Guillaume de Vergnies von fidem.\" srcset=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2022\/05\/guillaume_de_vergnies.jpg 800w, https:\/\/www.fidem.lu\/wp-content\/uploads\/2022\/05\/guillaume_de_vergnies-300x300.jpg 300w, https:\/\/www.fidem.lu\/wp-content\/uploads\/2022\/05\/guillaume_de_vergnies-150x150.jpg 150w, https:\/\/www.fidem.lu\/wp-content\/uploads\/2022\/05\/guillaume_de_vergnies-768x768.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f096c30 elementor-widget elementor-widget-text-editor\" data-id=\"f096c30\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tGuillaume de Vergnies\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a46d33e elementor-widget elementor-widget-text-editor\" data-id=\"a46d33e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tCredit expert\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-12c7990 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"12c7990\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\" id=\"front_contact_fidem\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89e6750 elementor-widget elementor-widget-html\" data-id=\"89e6750\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"wp-gr wpac\" data-id=\"8493\" data-layout=\"slider\" data-exec=\"false\" data-options='{&quot;text_size&quot;:&quot;150&quot;,&quot;trans&quot;:{&quot;read more&quot;:&quot;read more&quot;}}'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/symbol><\/svg><div class=\"grw-row grw-row-m\" data-options='{\"speed\":3,\"autoplay\":\"1\",\"mousestop\":true,\"breakpoints\":\"\"}'><div class=\"grw-header\"><div class=\"grw-header-inner\"><div class=\"wp-google-place\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/03\/fidem-logo.png\" alt=\"fidem. S.A. place picture\" width=\"50\" height=\"50\"><\/div><div class=\"wp-google-right\"><div class=\"wp-google-name\"><a href=\"https:\/\/maps.google.com\/?cid=10957166849128620396\" target=\"_blank\" rel=\"nofollow noopener\">fidem. S.A.<\/a><\/div><div><span class=\"wp-google-rating\">5.0<\/span><span class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/span><\/div><div class=\"wp-google-based\">Based on 93 reviews<\/div><div class=\"wp-google-powered\">powered by <span><span style=\"color:#3c6df0!important\">G<\/span><span style=\"color:#d93025!important\">o<\/span><span style=\"color:#fb8e28!important\">o<\/span><span style=\"color:#3c6df0!important\">g<\/span><span style=\"color:#188038!important\">l<\/span><span style=\"color:#d93025!important\">e<\/span><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"grw-content\"><div class=\"grw-content-inner\"><div class=\"grw-btns grw-prev\" tabindex=\"0\"><svg viewBox=\"0 0 24 24\" role=\"none\"><path d=\"M14.6,18.4L8.3,12l6.4-6.4l0.7,0.7L9.7,12l5.6,5.6L14.6,18.4z\"><\/path><\/svg><\/div><div class=\"grw-reviews\" data-count=\"25\" data-offset=\"25\"><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/11\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_b4a543dd2c59f42c02cb9b033509f8b6.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Emilija Vabuolait\u0117 profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/102780708293300032126\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Emilija Vabuolait\u0117<\/a><div class=\"wp-google-time\" data-time=\"1760954253\">09:57 20 Oct 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/11\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_b4a543dd2c59f42c02cb9b033509f8b6.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Emilija Vabuolait\u0117 profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/102780708293300032126\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Emilija Vabuolait\u0117<\/a><div class=\"wp-google-time\" data-time=\"1760954253\">09:57 20 Oct 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/11\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_f36d9ade71b4e1afb7142d1923e3ec36.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Cassandra Jane profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/102539648167544284473\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Cassandra Jane<\/a><div class=\"wp-google-time\" data-time=\"1760036174\">18:56 09 Oct 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">We are extremely satisfied with the support we received from Mr. Nadler. He takes his time, explains everything clearly, and always answers our questions competently. His prompt responses and reliable support save us a lot of time and stress.<br \/><br \/>We highly recommend Fidem. S.A.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/11\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_f36d9ade71b4e1afb7142d1923e3ec36.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Cassandra Jane profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/102539648167544284473\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Cassandra Jane<\/a><div class=\"wp-google-time\" data-time=\"1760036174\">18:56 09 Oct 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">We are extremely satisfied with the support we received from Mr. Nadler. He takes his time, explains everything clearly, and always answers our questions competently. His prompt responses and reliable support save us a lot of time and stress.<br \/><br \/>We highly recommend Fidem. S.A.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/11\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_d8cdda88629ca09b84403b9ac68434ef.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Silva Ana profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/111794911194706976228\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Silva Ana<\/a><div class=\"wp-google-time\" data-time=\"1756917611\">16:40 03 Sep 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">We had an excellent experience with Mr. de Vergnies as our broker. From the very first contact, he was very friendly, professional, and extremely polite. He took the time to fully understand our situation and prepared our file in a very detailed and efficient manner.<br \/>Thanks to his expertise and responsiveness, we reached an agreement in just three weeks after our first meeting\u2014a result that far exceeded our expectations!<br \/>We highly recommend his services to anyone looking for a competent, reliable, and compassionate broker. Many thanks again to Mr. de Vergnies for his excellent work.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/11\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_d8cdda88629ca09b84403b9ac68434ef.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Silva Ana profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/111794911194706976228\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Silva Ana<\/a><div class=\"wp-google-time\" data-time=\"1756917611\">16:40 03 Sep 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">We had an excellent experience with Mr. de Vergnies as our broker. From the very first contact, he was very friendly, professional, and extremely polite. He took the time to fully understand our situation and prepared our file in a very detailed and efficient manner.<br \/>Thanks to his expertise and responsiveness, we reached an agreement in just three weeks after our first meeting\u2014a result that far exceeded our expectations!<br \/>We highly recommend his services to anyone looking for a competent, reliable, and compassionate broker. Many thanks again to Mr. de Vergnies for his excellent work.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/11\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_657218c2bbfa6e658f69d4a6c213ebe2.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Lucas profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/112084113249688774122\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Lucas<\/a><div class=\"wp-google-time\" data-time=\"1756720582\">09:56 01 Sep 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">Mr. de Vergnies was very responsive, efficient, and informative throughout the mortgage loan process. He patiently followed my application for several months. I highly recommend him.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/11\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_657218c2bbfa6e658f69d4a6c213ebe2.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Lucas profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/112084113249688774122\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Lucas<\/a><div class=\"wp-google-time\" data-time=\"1756720582\">09:56 01 Sep 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">Mr. de Vergnies was very responsive, efficient, and informative throughout the mortgage loan process. He patiently followed my application for several months. I highly recommend him.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/11\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_e3da179814551653df40a5c88043516f.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Avelino Ferreira profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/118015493599071108581\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Avelino Ferreira<\/a><div class=\"wp-google-time\" data-time=\"1755627136\">18:12 19 Aug 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">I would like to express my sincere gratitude to Mr. De Vergnies for his exceptional support throughout the process. His expertise and guidance were essential in overcoming complexities and ensuring a smooth transaction. I deeply appreciate the time and effort he devoted to helping me acquire my new home.<br \/><br \/>An incredible professional and an equally remarkable person. I highly recommend his services.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/11\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_e3da179814551653df40a5c88043516f.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Avelino Ferreira profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/118015493599071108581\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Avelino Ferreira<\/a><div class=\"wp-google-time\" data-time=\"1755627136\">18:12 19 Aug 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">I would like to express my sincere gratitude to Mr. De Vergnies for his exceptional support throughout the process. His expertise and guidance were essential in overcoming complexities and ensuring a smooth transaction. I deeply appreciate the time and effort he devoted to helping me acquire my new home.<br \/><br \/>An incredible professional and an equally remarkable person. I highly recommend his services.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/10\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_c0d3d35bbc9c5d69910bf0874fbf1fa5.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"E F profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/104594947960150128445\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">E F<\/a><div class=\"wp-google-time\" data-time=\"1754905259\">09:40 11 Aug 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">Amazing brokerage experience, communication was well and clear and the process was smooth and organized throughout. Definitely recommend! Thank you!<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/10\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_c0d3d35bbc9c5d69910bf0874fbf1fa5.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"E F profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/104594947960150128445\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">E F<\/a><div class=\"wp-google-time\" data-time=\"1754905259\">09:40 11 Aug 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">Amazing brokerage experience, communication was well and clear and the process was smooth and organized throughout. Definitely recommend! Thank you!<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/10\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_2608e194b545abd205ed9172a4ef6e55.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Jonas Rodekohr profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/103383491933567362988\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Jonas Rodekohr<\/a><div class=\"wp-google-time\" data-time=\"1751365737\">10:28 01 Jul 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">I had the pleasure of working with Guillaume and Marlon, and I cannot recommend them highly enough. Their professionalism, responsiveness, and in-depth knowledge of the Luxembourg real estate market were evident from day one. Whether it was navigating the legal aspects, providing market insights, or simply answering every question with patience and clarity, they consistently went above and beyond. Their advice was always thoughtful and well-informed. Highly recommend.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/10\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_2608e194b545abd205ed9172a4ef6e55.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Jonas Rodekohr profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/103383491933567362988\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Jonas Rodekohr<\/a><div class=\"wp-google-time\" data-time=\"1751365737\">10:28 01 Jul 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">I had the pleasure of working with Guillaume and Marlon, and I cannot recommend them highly enough. Their professionalism, responsiveness, and in-depth knowledge of the Luxembourg real estate market were evident from day one. Whether it was navigating the legal aspects, providing market insights, or simply answering every question with patience and clarity, they consistently went above and beyond. Their advice was always thoughtful and well-informed. Highly recommend.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/09\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_0dfdfb35484b50de78d76c770bef0374.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Shivam Gupta profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/100352799900258790054\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Shivam Gupta<\/a><div class=\"wp-google-time\" data-time=\"1750358494\">18:41 19 Jun 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">I had the pleasure of having Guillaume at fidem represent me for my mortgage application. He is extremely client centric, very knowledgeable about the whole process and presents a clear picture based on your financial situation and the options available, almost acting as an advisor in your best interest in relation to your real estate purchase. In a transaction which can seem daunting, he simplified the whole process and explained to me very clearly the possibilities while always keeping my best interest as a client in his mind. He went over an above in terms of service that I could expect as a client, I am genuinely very impressed by his dedication and I am sure the larger team at fidem operates with the same client centric focus.<br \/><br \/>I fully recommend Guillaume and fidem.lu for your mortgage needs and wish the team best of luck!<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/09\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_0dfdfb35484b50de78d76c770bef0374.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Shivam Gupta profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/100352799900258790054\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Shivam Gupta<\/a><div class=\"wp-google-time\" data-time=\"1750358494\">18:41 19 Jun 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">I had the pleasure of having Guillaume at fidem represent me for my mortgage application. He is extremely client centric, very knowledgeable about the whole process and presents a clear picture based on your financial situation and the options available, almost acting as an advisor in your best interest in relation to your real estate purchase. In a transaction which can seem daunting, he simplified the whole process and explained to me very clearly the possibilities while always keeping my best interest as a client in his mind. He went over an above in terms of service that I could expect as a client, I am genuinely very impressed by his dedication and I am sure the larger team at fidem operates with the same client centric focus.<br \/><br \/>I fully recommend Guillaume and fidem.lu for your mortgage needs and wish the team best of luck!<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/08\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_332bdb3cd4f1b8e5526bee904f7b9aa5.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Constantine Khouleshoff profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/106109863659675801927\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Constantine Khouleshoff<\/a><div class=\"wp-google-time\" data-time=\"1749636891\">10:14 11 Jun 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">Great company, provided full details on mortgage.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/08\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_332bdb3cd4f1b8e5526bee904f7b9aa5.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Constantine Khouleshoff profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/106109863659675801927\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Constantine Khouleshoff<\/a><div class=\"wp-google-time\" data-time=\"1749636891\">10:14 11 Jun 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">Great company, provided full details on mortgage.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/08\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_543f36344b7e1797824a818b40caf587.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"A \u201cAnca\u201d B profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/104258742411418520000\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">A \u201cAnca\u201d B<\/a><div class=\"wp-google-time\" data-time=\"1747401134\">13:12 16 May 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">A very, very big thank you to Mr. Guillaume De Vergnies for his patience, his time, his follow-up, his responsiveness and all the work accomplished. In a very short time, he allowed me to find the financing to finally carry out my project. Since our first meetings, he sensed my fears and gave me the time necessary to gain confidence, gave me clear, constructive explanations and always in the interest of my project! Exceptional professionalism! A pleasure to have worked with him! Thank you again!<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/08\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_543f36344b7e1797824a818b40caf587.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"A \u201cAnca\u201d B profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/104258742411418520000\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">A \u201cAnca\u201d B<\/a><div class=\"wp-google-time\" data-time=\"1747401134\">13:12 16 May 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">A very, very big thank you to Mr. Guillaume De Vergnies for his patience, his time, his follow-up, his responsiveness and all the work accomplished. In a very short time, he allowed me to find the financing to finally carry out my project. Since our first meetings, he sensed my fears and gave me the time necessary to gain confidence, gave me clear, constructive explanations and always in the interest of my project! Exceptional professionalism! A pleasure to have worked with him! Thank you again!<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/08\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_1306f72e3f6fd25599ad1f7a5c1da262.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Julia Martinelli profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/110662213188891343202\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Julia Martinelli<\/a><div class=\"wp-google-time\" data-time=\"1746623871\">13:17 07 May 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">- quick responses<br \/>- really useful tips<br \/>- kind and helpful welcome<br \/>- good support all along the way<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/08\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_1306f72e3f6fd25599ad1f7a5c1da262.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Julia Martinelli profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/110662213188891343202\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Julia Martinelli<\/a><div class=\"wp-google-time\" data-time=\"1746623871\">13:17 07 May 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">- quick responses<br \/>- really useful tips<br \/>- kind and helpful welcome<br \/>- good support all along the way<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/07\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_dd2b9158789a66a71dcc9cc81009cd35.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Tauseef Ahmad profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/114754005112487812193\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Tauseef Ahmad<\/a><div class=\"wp-google-time\" data-time=\"1744813079\">14:17 16 Apr 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">A Pro-Active, Client-Focused Mortgage Assistance Start-Up<br \/><br \/>I recently had the pleasure of working with the team at FIDEM to secure a mortgage, and I was thoroughly impressed by the level of service and support they provided. As a young start-up in the mortgage industry, FIDEM has clearly made client satisfaction a top priority.<br \/><br \/>From the very beginning, the FIDEM team was incredibly pro-active in reaching out to banks on my behalf and keeping me informed every step of the way. They took the time to ensure I understood all the details and complexities of the mortgage process, making what is typically a daunting task feel straightforward and manageable.<br \/><br \/>The FIDEM team's dedication to their clients was evident in their attentiveness and responsiveness. They were always available to answer my questions and provide guidance, and they worked tirelessly to streamline the process and secure the best possible terms for my mortgage.<br \/><br \/>In an industry that can often feel opaque and overwhelming, FIDEM provided a refreshingly client-focused experience. I highly recommend their services to anyone in the market for a mortgage. The team's professionalism, expertise, and commitment to their clients is truly exceptional.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/07\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_dd2b9158789a66a71dcc9cc81009cd35.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Tauseef Ahmad profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/114754005112487812193\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Tauseef Ahmad<\/a><div class=\"wp-google-time\" data-time=\"1744813079\">14:17 16 Apr 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">A Pro-Active, Client-Focused Mortgage Assistance Start-Up<br \/><br \/>I recently had the pleasure of working with the team at FIDEM to secure a mortgage, and I was thoroughly impressed by the level of service and support they provided. As a young start-up in the mortgage industry, FIDEM has clearly made client satisfaction a top priority.<br \/><br \/>From the very beginning, the FIDEM team was incredibly pro-active in reaching out to banks on my behalf and keeping me informed every step of the way. They took the time to ensure I understood all the details and complexities of the mortgage process, making what is typically a daunting task feel straightforward and manageable.<br \/><br \/>The FIDEM team's dedication to their clients was evident in their attentiveness and responsiveness. They were always available to answer my questions and provide guidance, and they worked tirelessly to streamline the process and secure the best possible terms for my mortgage.<br \/><br \/>In an industry that can often feel opaque and overwhelming, FIDEM provided a refreshingly client-focused experience. I highly recommend their services to anyone in the market for a mortgage. The team's professionalism, expertise, and commitment to their clients is truly exceptional.<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2025\/06\/ChIJwbtHBCFPlUcRbGH_GjKtD5g_e7dfda8b7d97838aa75ddb2301cd5d7b.jpg\" loading=\"lazy\" class=\"grw-review-avatar\" alt=\"Tudor Stoian profile picture\" width=\"50\" height=\"50\" onerror=\"if(this.src!='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.fidem.lu\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/116054919617088016067\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Tudor Stoian<\/a><div class=\"wp-google-time\" data-time=\"1743627580\">20:59 02 Apr 25<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><span class=\"wp-star\"><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-star\"\/><\/svg><\/span><\/span><\/div><div class=\"wp-google-wrap\"><div class=\"wp-google-feedback grw-scroll\" ><span class=\"wp-google-text\">Excellent service! They were professional, well informed, communicating in a clear and timely manner, and diligent. At all times they made headway in getting a better and better deal. I would gladly use their service again!<\/span><\/div><\/div><svg height=\"18\" width=\"18\" role=\"none\"><use href=\"#grw-google\"\/><\/svg><\/div><\/div><\/div><div class=\"grw-btns grw-next\" tabindex=\"0\"><svg viewBox=\"0 0 24 24\" role=\"none\"><path d=\"M9.4,18.4l-0.7-0.7l5.6-5.6L8.6,6.4l0.7-0.7l6.4,6.4L9.4,18.4z\"><\/path><\/svg><\/div><div class=\"rpi-dots-wrap\"><div class=\"rpi-dots\"><\/div><\/div><\/div><\/div><\/div><img loading=\"lazy\" decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" role=\"presentation\" aria-hidden=\"true\" onload=\"(function(el, data) {var f = function() { window.grw_init ? grw_init(el, data) : setTimeout(f, 400) }; f() })(this, 'slider');\" width=\"1\" height=\"1\" style=\"display:none!important\"><\/div>        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-29bdbf7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29bdbf7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-63e43ec\" data-id=\"63e43ec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d3a6eb3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d3a6eb3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6937bbb\" data-id=\"6937bbb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ff43113 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ff43113\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Use our practical real estate loan calculators!<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bcae4c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bcae4c7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8568211 elementor-invisible\" data-id=\"8568211\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a35365c divider-blue elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a35365c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ace1db elementor-widget elementor-widget-heading\" data-id=\"0ace1db\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Monthly rates<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-291d312 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"291d312\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/loan-calculator\" id=\"front_calculate_rates\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate monthly rates<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fb35f6e elementor-invisible\" data-id=\"fb35f6e\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4e7d2ca divider-blue elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4e7d2ca\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e333515 elementor-widget elementor-widget-heading\" data-id=\"e333515\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Load capacity<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55bfeb6 elementor-widget elementor-widget-text-editor\" data-id=\"55bfeb6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You would like to know what you can afford? We will provide you with a buyer&#8217;s certificate.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f909cc9 elementor-widget elementor-widget-text-editor\" data-id=\"f909cc9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Do you know your investment amount and would like to know what the monthly installments would be?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73385ce elementor-align-left elementor-widget elementor-widget-button\" data-id=\"73385ce\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/loan-calculator?c=Capacity\" id=\"front_calculate_capacity\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate load capacity<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ebd45a bubblesBG elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ebd45a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cdc0871\" data-id=\"cdc0871\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-04dac88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"04dac88\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ed83b07\" data-id=\"ed83b07\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f9cf7e elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"7f9cf7e\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\"><font color=\"#008eaa\">3 steps to your real estate loan<\/font><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc83c60 divider-blue elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"dc83c60\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c811457 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"c811457\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-40b5928\" data-id=\"40b5928\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-960e53f elementor-widget elementor-widget-heading\" data-id=\"960e53f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">1<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0cc5870\" data-id=\"0cc5870\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0ff996 elementor-widget elementor-widget-heading\" data-id=\"d0ff996\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">First meeting<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eecd7c3 elementor-widget elementor-widget-text-editor\" data-id=\"eecd7c3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIn an initial non-binding meeting, we introduce ourselves and show you what we can do for you. You explain your life situation to us and describe your plans. Whether at our office, at your home or digitally via video call: We are completely flexible and will work according to your needs.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b0beead elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"b0beead\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-c0628e5 elementor-hidden-mobile\" data-id=\"c0628e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-1b58a5b\" data-id=\"1b58a5b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b60142 elementor-widget elementor-widget-heading\" data-id=\"2b60142\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">2<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7afcfa2\" data-id=\"7afcfa2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dfac741 elementor-widget elementor-widget-heading\" data-id=\"dfac741\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Analysis &amp; Offers<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fb45d1 elementor-widget elementor-widget-text-editor\" data-id=\"2fb45d1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWe take the time to study your project in detail. We summarize your data in a dossier and approach banking institutions with it in order to obtain numerous real estate credit offers for you.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a3e60c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"a3e60c7\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f696ceb elementor-hidden-mobile\" data-id=\"f696ceb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f7ff8d3 elementor-hidden-mobile\" data-id=\"f7ff8d3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-d6abf10\" data-id=\"d6abf10\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6049708 elementor-widget elementor-widget-heading\" data-id=\"6049708\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">3<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-241b092\" data-id=\"241b092\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dee8d73 elementor-widget elementor-widget-heading\" data-id=\"dee8d73\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Comparison &amp; Recommendation<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46bd717 elementor-widget elementor-widget-text-editor\" data-id=\"46bd717\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAll offers are reviewed, evaluated and compared. Based on your individual case, we will make a recommendation. In the end, of course, you decide for yourself\u00a0<span style=\"background-color: var(--nv-site-bg); letter-spacing: 0px;\">which real estate loan offer suits you best. We are always there to advise you.<\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b39d50e elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"b39d50e\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ceccc1c\" data-id=\"ceccc1c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b4a8891 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b4a8891\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">We fit the loan to your life <br>and not your life to a loan!<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9567aa3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9567aa3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2867bff\" data-id=\"2867bff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-93c4ca4 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"93c4ca4\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\" id=\"front_contact_steps\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Make an appointment now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3fd322a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3fd322a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2a5b7a2\" data-id=\"2a5b7a2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b617b34 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b617b34\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7b4e4fc elementor-invisible\" data-id=\"7b4e4fc\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-98d5f4a elementor-widget elementor-widget-heading\" data-id=\"98d5f4a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Do you already have one or more current real estate loans?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2c9db19 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c9db19\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a7513a2 elementor-invisible\" data-id=\"a7513a2\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f5b7aaf divider-blue elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f5b7aaf\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-725da84 elementor-widget elementor-widget-heading\" data-id=\"725da84\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Loan rescheduling<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-807f940 elementor-widget elementor-widget-text-editor\" data-id=\"807f940\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tYou can save money by rescheduling your current real estate loan. As your property increases in value over time and your loan amount decreases in parallel due to repayment, it is worthwhile in many cases to replace the current real estate loan with a new one. <a href=\"\/en\/debt-rescheduling\">Learn&nbsp;more&nbsp;<i class=\"fas fa-long-arrow-alt-right\"><\/i><\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c185c6 elementor-align-left elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"5c185c6\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\" id=\"front_contact_rescheduling\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a6356ca elementor-invisible\" data-id=\"a6356ca\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38a29e7 elementor-widget elementor-widget-image\" data-id=\"38a29e7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/10\/diverge150px_line_minus_5px.png\" class=\"attachment-medium size-medium wp-image-4694\" alt=\"Umschuldung Divergenz Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7b8f4c9 elementor-invisible\" data-id=\"7b8f4c9\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d557ebb elementor-absolute elementor-widget elementor-widget-heading\" data-id=\"d557ebb\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Real estate value<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-914c7e6 elementor-absolute elementor-widget elementor-widget-heading\" data-id=\"914c7e6\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Credit amount<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-645dc16 elementor-align-center elementor-hidden-desktop elementor-widget elementor-widget-button\" data-id=\"645dc16\" data-element_type=\"widget\" data-settings=\"{&quot;_animation_tablet&quot;:&quot;fadeInUp&quot;,&quot;_animation_mobile&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\" id=\"front_contact-rescheduling_mobile\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8ea99da elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8ea99da\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b279751\" data-id=\"b279751\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d011ec6 elementor-arrows-position-outside elementor-pagination-position-outside elementor-invisible elementor-widget elementor-widget-image-carousel\" data-id=\"d011ec6\" data-element_type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;4&quot;,&quot;slides_to_show_mobile&quot;:&quot;2&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:60,&quot;sizes&quot;:[]},&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;autoplay_speed&quot;:2000,&quot;navigation&quot;:&quot;both&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Image Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 8\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/www.fidem.lu\/wp-content\/uploads\/2021\/03\/Partner_ING-300x122.png\" alt=\"fidem. 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