{"id":9302,"date":"2023-11-20T01:10:34","date_gmt":"2023-11-20T00:10:34","guid":{"rendered":"https:\/\/www.fidem.lu\/?page_id=9302"},"modified":"2025-11-13T18:32:05","modified_gmt":"2025-11-13T17:32:05","slug":"fidempedia","status":"publish","type":"page","link":"https:\/\/www.fidem.lu\/fr\/fidempedia\/","title":{"rendered":"fidempedia"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9302\" class=\"elementor elementor-9302\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-100490d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"100490d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3546eed\" data-id=\"3546eed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c21cd7c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c21cd7c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d8f12a5 elementor-invisible\" data-id=\"d8f12a5\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-280b726 elementor-widget elementor-widget-heading\" data-id=\"280b726\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">fidempedia<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a79355 divider-blue elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"4a79355\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-756ab70 elementor-widget elementor-widget-heading\" data-id=\"756ab70\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tout ce que vous devez savoir<br>sur les emprunts immobiliers et nos services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cd1cab7 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"cd1cab7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ca984bb\" data-id=\"ca984bb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e5a90e2 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"e5a90e2\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4aa1742 elementor-invisible\" data-id=\"4aa1742\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55f7690 elementor-widget elementor-widget-html\" data-id=\"55f7690\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n* {\n  margin: 0;\n  padding: 0;\n}\n\n.card-wrapper {\n  padding: 2%;\n}\n\n.card-wrapper .card{\n  margin: 0 auto;\n}\n\n.card {\n  position relative;\n  max-width: 300px;\n  background-color: #1D252D;\n  border-radius: 0px;\n  overflow: hidden;\n  padding-bottom: 10px;\n  box-shadow: 1px 2px 8px rgba(100, 100, 100, 0.1);\n}\n\n.image-wrapper {\n  background-color: none;\n  width: auto;\n  height: auto;\n  overflow: ;\n}\n\nimg {\n  max-width: 100%;\n  height: auto;\n  border-top-left-radius: 0px;\n  border-top-right-radius: 0px;\n}\n\n.text-box-wrapper {\n padding: 20px \n}\n\n.heading {\n  font-size: 23px;\n  font-weight: 500;\n  line-height: 1.2;\n  color: white;\n}\n\n.heading::after {\n  content: '';\n  display: block;\n  margin-top: 0.5em;\n  width: 30px;\n  height: 5px;\n  background-color: white;\n}\n\n.text {\n  font-weight: 100;\n  font-size: 18px;\n  padding-top: 0px;\n  line-height: 1.4;\n  color: white;\n  margin-bottom: 0px;\n  \n}\n\n.button {\n  display: inline-block;\n  margin-left: 10px;\n  padding: 10px 10px;\n  font-size: 18px;\n  font-weight: 700;\n  color: #FF7155;\n  text-decoration: none;\n  background-color: #1D252D;\n  margin-top: 0px;\n}\n\n.button:hover {\n  color: black;\n  background-color: #1D252D;\n  color: #FF7155;\n  transition: linear 0.2s;\n  text-decoration: underline;\n}\n\n<\/style>\n<body>\n  <div class=\"card-wrapper\">\n    <div class=\"card\">\n      <div class=\"image-wrapper\">\n        <a class=\"image-link\" href=\"\/fr\/courtier-en-credit-immobilier\">\n<img src='https:\/\/www.fidem.lu\/wp-content\/uploads\/2023\/11\/hand-reduced-600-395.jpg'>\n        <a\/>\n      <\/div>\n      <div class=\"text-box-wrapper\">\n      <div class=\"text-box\">\n        <h1 class=\"heading\">\n         Courtage de cr\u00e9dit immobilier et conseils financiers\n        <\/h1>\n\n        <p  class=\"text\">\n       Comment obtenir des offres d\u2019emprunt sur-mesure pour mon projet immobilier ?\n        <\/p>\n      <\/div>\n     <\/div>\n      \n      <div class=\"button-wrapper\">\n          <a class=\"button\" href=\"\/fr\/courtier-en-credit-immobilier\">\n            En savoir plus &#10132;\n          <\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n    \n<\/body>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ed690d5\" data-id=\"ed690d5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e4f109a elementor-widget elementor-widget-html\" data-id=\"e4f109a\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n* {\n  margin: 0;\n  padding: 0;\n}\n\n.card-wrapper {\n  padding: 2%;\n}\n\n.card-wrapper .card{\n  margin: 0 auto;\n}\n\n.card {\n  position relative;\n  max-width: 300px;\n  background-color: #1D252D;\n  border-radius: 0px;\n  overflow: hidden;\n  padding-bottom: 10px;\n  box-shadow: 1px 2px 8px rgba(100, 100, 100, 0.1);\n}\n\n.image-wrapper {\n  background-color: none;\n  width: auto;\n  height: auto;\n  overflow: ;\n}\n\nimg {\n  max-width: 100%;\n  height: auto;\n  border-top-left-radius: 0px;\n  border-top-right-radius: 0px;\n}\n\n.text-box-wrapper {\n padding: 20px \n}\n\n.heading {\n  font-size: 23px;\n  font-weight: 500;\n  line-height: 1.2;\n  color: white;\n}\n\n.heading::after {\n  content: '';\n  display: block;\n  margin-top: 0.5em;\n  width: 30px;\n  height: 5px;\n  background-color: white;\n}\n\n.text {\n  font-weight: 100;\n  font-size: 18px;\n  padding-top: 0px;\n  line-height: 1.4;\n  color: white;\n  margin-bottom: 0px;\n  \n}\n\n.button {\n  display: inline-block;\n  margin-left: 10px;\n  padding: 10px 10px;\n  font-size: 18px;\n  font-weight: 700;\n  color: #FF7155;\n  text-decoration: none;\n  background-color: #1D252D;\n  margin-top: 0px;\n}\n\n.button:hover {\n  color: black;\n  background-color: #1D252D;\n  color: #FF7155;\n  transition: linear 0.2s;\n  text-decoration: underline;\n}\n\n<\/style>\n<body>\n  <div class=\"card-wrapper\">\n    <div class=\"card\">\n      <div class=\"image-wrapper\">\n        <a class=\"image-link\" href=\"\/fr\/fonds-propres\">\n<img src='https:\/\/www.fidem.lu\/wp-content\/uploads\/2023\/11\/savings-reduced-600-395.jpg'>\n        <a\/>\n      <\/div>\n      <div class=\"text-box-wrapper\">\n      <div class=\"text-box\">\n        <h1 class=\"heading\">\n          Apport en fonds propres pour le financement d\u2019un projet immobilier \n        <\/h1>\n\n        <p  class=\"text\">\n        Quel montant d\u2019apport dois-je poss\u00e9der et comment calculer les frais d\u2019acquisition ?\n        <\/p>\n      <\/div>\n     <\/div>\n      \n      <div class=\"button-wrapper\">\n          <a class=\"button\" href=\"\/fr\/fonds-propres\">\n            En savoir plus &#10132;\n          <\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n    \n<\/body>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-8bc2ab1 elementor-invisible\" data-id=\"8bc2ab1\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d9c69f5 elementor-widget elementor-widget-html\" data-id=\"d9c69f5\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n* {\n  margin: 0;\n  padding: 0;\n}\n\n.card-wrapper {\n  padding: 2%;\n}\n\n.card-wrapper .card{\n  margin: 0 auto;\n}\n\n.card {\n  position relative;\n  max-width: 300px;\n  background-color: #1D252D;\n  border-radius: 0px;\n  overflow: hidden;\n  padding-bottom: 10px;\n  box-shadow: 1px 2px 8px rgba(100, 100, 100, 0.1);\n}\n\n.image-wrapper {\n  background-color: none;\n  width: auto;\n  height: auto;\n  overflow: ;\n}\n\nimg {\n  max-width: 100%;\n  height: auto;\n  border-top-left-radius: 0px;\n  border-top-right-radius: 0px;\n}\n\n.text-box-wrapper {\n padding: 20px \n}\n\n.heading {\n  font-size: 23px;\n  font-weight: 500;\n  line-height: 1.2;\n  color: white;\n}\n\n.heading::after {\n  content: '';\n  display: block;\n  margin-top: 0.5em;\n  width: 30px;\n  height: 5px;\n  background-color: white;\n}\n\n.text {\n  font-weight: 100;\n  font-size: 18px;\n  padding-top: 0px;\n  line-height: 1.4;\n  color: white;\n  margin-bottom: 0px;\n  \n}\n\n.button {\n  display: inline-block;\n  margin-left: 10px;\n  padding: 10px 10px;\n  font-size: 18px;\n  font-weight: 700;\n  color: #FF7155;\n  text-decoration: none;\n  background-color: #1D252D;\n  margin-top: 0px;\n}\n\n.button:hover {\n  color: black;\n  background-color: #1D252D;\n  color: #FF7155;\n  transition: linear 0.2s;\n  text-decoration: underline;\n}\n\n<\/style>\n<body>\n  <div class=\"card-wrapper\">\n    <div class=\"card\">\n      <div class=\"image-wrapper\">\n        <a class=\"image-link\" href=\"\/fr\/pret-valeur\">\n<img src='https:\/\/www.fidem.lu\/wp-content\/uploads\/2023\/11\/ltv-reduced-600-395.jpg'>\n        <a\/>\n      <\/div>\n      <div class=\"text-box-wrapper\">\n      <div class=\"text-box\">\n        <h1 class=\"heading\">\n          Ratio Pr\u00eat \u2013 Valeur pour l\u2019acquisition d\u2019un bien immobilier\n        <\/h1>\n\n        <p  class=\"text\">\n        Comment cela fonctionne-t\u2019il et quel impact sur les conditions de mon emprunt ?\n\n        <\/p>\n      <\/div>\n     <\/div>\n      \n      <div class=\"button-wrapper\">\n          <a class=\"button\" href=\"\/fr\/pret-valeur\">\n            En savoir plus &#10132;\n          <\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n    \n<\/body>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3606d8b elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"3606d8b\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-56b12ab elementor-invisible\" data-id=\"56b12ab\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18f6eaf elementor-widget elementor-widget-html\" data-id=\"18f6eaf\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n* {\n  margin: 0;\n  padding: 0;\n}\n\n.card-wrapper {\n  padding: 2%;\n}\n\n.card-wrapper .card{\n  margin: 0 auto;\n}\n\n.card {\n  position relative;\n  max-width: 300px;\n  background-color: #1D252D;\n  border-radius: 0px;\n  overflow: hidden;\n  padding-bottom: 10px;\n  box-shadow: 1px 2px 8px rgba(100, 100, 100, 0.1);\n}\n\n.image-wrapper {\n  background-color: none;\n  width: auto;\n  height: auto;\n  overflow: ;\n}\n\nimg {\n  max-width: 100%;\n  height: auto;\n  border-top-left-radius: 0px;\n  border-top-right-radius: 0px;\n}\n\n.text-box-wrapper {\n padding: 19px \n}\n\n.heading {\n  font-size: 23px;\n  font-weight: 500;\n  line-height: 1.2;\n  color: white;\n}\n\n.heading::after {\n  content: '';\n  display: block;\n  margin-top: 0.5em;\n  width: 30px;\n  height: 5px;\n  background-color: white;\n}\n\n.text {\n  font-weight: 100;\n  font-size: 18px;\n  padding-top: 0px;\n  line-height: 1.4;\n  color: white;\n  margin-bottom: 0px;\n  \n}\n\n.button {\n  display: inline-block;\n  margin-left: 10px;\n  padding: 10px 10px;\n  font-size: 18px;\n  font-weight: 700;\n  color: #FF7155;\n  text-decoration: none;\n  background-color: #1D252D;\n  margin-top: 0px;\n}\n\n.button:hover {\n  color: black;\n  background-color: #1D252D;\n  color: #FF7155;\n  transition: linear 0.2s;\n  text-decoration: underline;\n}\n\n<\/style>\n<body>\n  <div class=\"card-wrapper\">\n    <div class=\"card\">\n      <div class=\"image-wrapper\">\n        <a class=\"image-link\" href=\"\/fr\/capacite-de-credit\">\n<img src='https:\/\/www.fidem.lu\/wp-content\/uploads\/2024\/03\/capacite-demprunt-immobilier-fidempedia.jpg'>\n        <a\/>\n      <\/div>\n      <div class=\"text-box-wrapper\">\n      <div class=\"text-box\">\n        <h1 class=\"heading\">\n       Capacit\u00e9 d\u2019emprunt immobilier      \n        <\/h1>\n\n        <p  class=\"text\">\n        Quelle est ma capacit\u00e9 d\u2019emprunt en fonction de mon apport en fonds propres et de mes revenus mensuels ?\n\n        <\/p>\n      <\/div>\n     <\/div>\n      \n      <div class=\"button-wrapper\">\n          <a class=\"button\" href=\"\/fr\/capacite-de-credit\">\n            En savoir plus &#10132;\n          <\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n    \n<\/body>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-daab0d2\" data-id=\"daab0d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c56d5d elementor-widget elementor-widget-html\" data-id=\"2c56d5d\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n* {\n  margin: 0;\n  padding: 0;\n}\n\n.card-wrapper {\n  padding: 2%;\n}\n\n.card-wrapper .card{\n  margin: 0 auto;\n}\n\n.card {\n  position relative;\n  max-width: 300px;\n  background-color: #1D252D;\n  border-radius: 0px;\n  overflow: hidden;\n  padding-bottom: 10px;\n  box-shadow: 1px 2px 8px rgba(100, 100, 100, 0.1);\n}\n\n.image-wrapper {\n  background-color: none;\n  width: auto;\n  height: auto;\n  overflow: ;\n}\n\nimg {\n  max-width: 100%;\n  height: auto;\n  border-top-left-radius: 0px;\n  border-top-right-radius: 0px;\n}\n\n.text-box-wrapper {\n padding: 19px \n}\n\n.heading {\n  font-size: 23px;\n  font-weight: 500;\n  line-height: 1.2;\n  color: white;\n}\n\n.heading::after {\n  content: '';\n  display: block;\n  margin-top: 0.5em;\n  width: 30px;\n  height: 5px;\n  background-color: white;\n}\n\n.text {\n  font-weight: 100;\n  font-size: 18px;\n  padding-top: 0px;\n  line-height: 1.4;\n  color: white;\n  margin-bottom: 0px;\n  \n}\n\n.button {\n  display: inline-block;\n  margin-left: 10px;\n  padding: 10px 10px;\n  font-size: 18px;\n  font-weight: 700;\n  color: #FF7155;\n  text-decoration: none;\n  background-color: #1D252D;\n  margin-top: 0px;\n}\n\n.button:hover {\n  color: black;\n  background-color: #1D252D;\n  color: #FF7155;\n  transition: linear 0.2s;\n  text-decoration: underline;\n}\n\n<\/style>\n<body>\n  <div class=\"card-wrapper\">\n    <div class=\"card\">\n      <div class=\"image-wrapper\">\n        <a class=\"image-link\" href=\"\/fr\/certificat-de-solvabilite\">\n<img src='https:\/\/www.fidem.lu\/wp-content\/uploads\/2024\/02\/certificat-de-solvabilite-fidempedia.jpg'>\n        <a\/>\n      <\/div>\n      <div class=\"text-box-wrapper\">\n      <div class=\"text-box\">\n        <h1 class=\"heading\">\n       Certificat de solvabilit\u00e9 \u00e0 Luxembourg\n        <\/h1>\n\n        <p  class=\"text\">\n       Que mentionne ce certificat et comment peut-il m\u2019aider pour mon projet immobilier \u00e0 Luxembourg ?\n\n\n        <\/p>\n      <\/div>\n     <\/div>\n      \n      <div class=\"button-wrapper\">\n          <a class=\"button\" href=\"\/fr\/certificat-de-solvabilite\">\n            En savoir plus &#10132;\n          <\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n    \n<\/body>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-c2e1206 elementor-invisible\" data-id=\"c2e1206\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section 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